My Total Money Makeover!

Lately, I have been reading Dave Ramsey's Total Money Makeover. If you have not read it, it is a must! The earlier you read it...the better! I wish that I would have read this about 4 years ago before I acquired any type of debt. The idea of paying off the smallest debt first, and then using that money you would have been paying to add on top of your regular payment on the next smallest amount and repeating cycle is genius, even if it does sound simple. I am so excited to start this process and be debt free in a matter of months.

Another way that I cut down on expenses is through couponing. My next post will be dedicated to that subject.

Also, in honor of Derby Week, I will leave you with a picture of beautiful horses racing at Keeneland a few weeks ago. I never imagined I would love horse racing as much as I do!